GAP Insurance

What is GAP Insurance?

GAP stands for Guaranteed Asset Protection. Originally, GAP Insurance was designed to pay the difference between amount paid under the Comprehensive Motor Insurance Policy in the event of a Total Loss of the Vehicle and the Original Purchase Price of the Vehicle, There are many versions of GAP Insurance cover, such as: 

  1. Shortfall GAP
  2. Shortfall GAP Plus
  3. Vehicle Replacement GAP
  4. Vehicle Replacement GAP Plus

The underlying requirement of the GAP Insurance is that there must be a Comprehensive Motor Insurance Policy in force at the time of the accident/ loss and the Motor insurer must declare the vehicle as total loss.

Please refer to the attached policy wordings for more details including the terms and conditions. This product is sold exclusively at Al Futtaim Motor Showrooms.

Download Policy Wordings 


This is not a Motor Insurance Policy for the purpose of any compulsory Insurance legislation.

For more details on GAP Insurance, please e-mail Mr. Manesh Kutty or call 04-2531356

Registered under Federal Law No. (6) of 2007,Certificate No.14 dated 29th Dec 1984,Comm. Regn. 51814